Tlotlo: Hi, my name is Tlotlo and I am from Botswana.

Reese: And my name is Reese from Botswana as well.

Tlotlo: And our question is are you good at saving money?

Reese: I think I used to be good at saving money.

Tlotlo: When did that stop and why did it stop?

Reese: I don't know. As you get older there's just so much stuff you feel you need to spend money on. I don't know, money just keeps going out of your wallet for reasons you don't even know.

Tlotlo: I think I'm pretty good at saving money actually.

Reese: You are?

Tlotlo: I am. Yes, why do you seem so surprised?

Reese: How much of your allowance would you say?

Tlotlo: I think I save ten per cent of my allowance.

Reese: Really?

Tlotlo: Yes I do.

Reese: Wow.

Tlotlo: Every month I just make sure that that ten per cent, I save it.

Reese: That's really amazing. I don't think I can save any money. I have to spend every cent I have, I don't know why.

Tlotlo: Saving is a culture, you get adapted to it, you know and that's what my mom taught me and I think I just grew with it that you need to save money and once you start doing it, it becomes easier. It becomes like an obligation. You know what obligations are for?

Reese: I think you need to teach me some sometime because I'm hopeless.

Tlotlo: I'll give you a few tips.